This Privacy Policy explains how IceKredit, Inc. (“IceKredit,” “we,” “us,” or “our”) collects, uses, discloses, and otherwise processes personal information in connection with our website, products, and services. This Privacy Policy is provided for informational purposes only. It is not a contract and does not create any legal rights or obligations.
IceKredit is committed to the responsible use of information. We provide business-to-business services that help our customers reduce fraud, mitigate risk, facilitate more informed decisions, and support safer transactions while respecting individuals’ privacy. We do not engage directly with consumers in the ordinary course of our services.
We design our products and services with privacy in mind, including by credentialing, monitoring, and auditing customers as appropriate and by maintaining administrative, technical, and physical safeguards designed to protect information. We also seek to promote transparency through privacy principles and policies and, where appropriate, opportunities for choice, access, and correction.
IceKredit does not sell personal information. We receive information from our customers and trusted data partners on behalf of our customers. We use this information to help process consumer requests submitted through our customers and to support auditability of those transactions. We may use anonymized information to improve the performance, reliability, and quality of our models and services.
If you provided personal information to a company that uses IceKredit’s products or services, please review that company’s privacy policy to understand how it collects, uses, discloses, and otherwise processes your personal information.
This Privacy Policy does not apply to IceKredit’s personal information practices relating to job applicants, employees, contractors, or other personnel. Job applicants should review our Applicant Privacy Notice, which is linked from the Careers page of our website.
We may provide different or additional disclosures where required by law for residents of certain countries, regions, or states. Residents should consult applicable state or local consumer protection authorities for current information about privacy rights that may apply to them.
For example, Chapter 603A of the Nevada Revised Statutes permits Nevada residents to opt out of future sales of certain covered information collected by a website operator. IceKredit does not sell personal information.
Several U.S. states, including California, Colorado, Connecticut, Utah, and Virginia, have enacted or updated privacy laws. Residents of these states should review the privacy rights available under applicable state law.
To submit a request regarding a specific transaction involving one of our customers, please contact us at [email protected].
For purposes of this Privacy Policy, “personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to an individual. Personal information does not include aggregated or anonymized information that is maintained in a form that cannot reasonably be associated with or linked to an individual.
We collect personal information from our customers, trusted data partners, and other third-party sources in connection with the services we provide. IceKredit uses personal information for evaluation only when an individual requests a transaction through one of our customers. We retain such information for transaction auditability and do not sell it or use it for unrelated purposes.
In connection with our services, we may collect the following categories of personal information indirectly through our customers:
When you visit our website or contact us through it, we may collect the following information:
We may use personal information for the following purposes:
We may disclose personal information in the following circumstances:
IceKredit is SOC 2 compliant, and data security is the company’s highest priority. IceKredit uses administrative, physical, and technical safeguards designed to protect the personal information we maintain or process. While no method of transmission or storage is completely secure, IceKredit takes every reasonable precaution to protect your data and information.
Our services are not directed to children under the age of 13, and we do not knowingly collect or solicit personal information from children under 13. If you are under the age of 13, please do not use our services or provide personal information to us. If a parent or guardian believes that a child under 13 has provided personal information to us, they may contact us to request deletion. If we learn that we have collected personal information from a child under 13, we will promptly delete that information.
Our services may include links to third-party websites, plug-ins, or applications. Unless we expressly post, link to, adopt, or refer to this Privacy Policy, this Privacy Policy does not apply to third-party websites, online services, or other third parties. We are not responsible for their privacy practices. Please review the privacy policies of those third parties to learn more about how they process personal information.
We may update this Privacy Policy from time to time. When we make changes, we will update the “Last Updated” date above. If we make material changes, we may provide notice by email, through a prominent posting on our website or online services, or through other appropriate communication channels. Unless otherwise stated, changes are effective when published.
If you have questions or requests regarding this Privacy Policy or other privacy-related matters, please contact us at [email protected].
You may also contact us by mail at: IceKredit, Inc., 5716 Corsa Ave, Suite 206, Westlake Village, CA 91362.
